Testimony From A Happy Client

March 31^st, 2009

IPP Financial Advisers Pte Ltd

Mr. Stephen Mok

78 Shenton Way #10-01

Singapore 079120

Dear Stephen

I just had to write to thank you for your outstanding advice and service. In the USA, I had always taken complete control over my healthcare coverage and did not seek anyone’s advice. When I contacted you for insurance, I was shopping for price. You gave me a good price but insisted I upgrade to full hospitalization because I had a family now and should no longer ‘self insure’. As you recall, I fought you on this decision. Well, you convinced my wife and once you had her, you convinced me. ARE WE EVERY HAPPY YOU DID THAT!!

Six months later, when our daughter Anna fell from the monkey bars and broke both bones in her arm, we took her to the best private hospital and got her the best Mayo Clinic trained hand and wrist specialist. Today you cannot even see where the pins were put in and her arm… it’s perfect. That was a $14,000 bill we would have paid if we had not listened to you.

This February, 3 years later, I ripped out my ACL in my right knee in Medan, Indonesia speaking to 1,200 insurance agents. Again, I go to the best private hospital, get an MRI, a great surgeon, a week in a private room in the hospital and best after care treatment. That $30,000 bill is no worry for me as it’s 100% taken care of, thanks to you!

THANK YOU! THANK YOU! THANK YOU!

You could have taken the ‘easy sale’ but you went the extra mile to convince us we needed more coverage. We are so blessed you did that for us. In the dictionary under the word “Professional”, they should put your picture.

God bless you Stephen. You are a financial angel with wings of wisdom.

Your friend for life,

Michael Podolinsky CSP

PS: Your big gift for Anna after her accident and your personal visit and gift to me in the hospital was most appreciated and above and beyond the call of duty.